In today's world, most people do own some sort of computer and it has many uses, one use is to pay your bills and keep track of your debt or to help you keep out of debt. If you use your computer for this you might want to look into getting a good software program that can help you with all of you k ...more
First off what the heck is a short sale you ask? Well, this is when a homeowner finds that they owe more on their home than what they can sell it for on the open market. This is an alternative to letting the bank foreclose on their home when they can no longer keep up the payments. This type of sale ...more
Having a bad credit score is just about everybody’s worst finance nightmare and something that we all wish to avoid. It gives the impression that you are not to be trusted (with money anyway), and nobody wants to hear that about themselves. Appreciating that good credit scores are based on trust and ...more
Considering debt management is a long term project that affects the whole family, the best thing to do is to get the whole family involved. One way to do this is to call a family meeting, sit down together and explain that there are going to be some changes, and why these changes are necessary. Even ...more
When you are raising children, one of the most important things to teach your children is how to handle their money. Children should be taught at a young age that you can’t always get what you want, when you want it. This automatically means that you can, and must, say "no" to children every now and ...more
When you find yourself in a situation where you find yourself facing serious debt, management of the situation, and finding a way out of it can be really hard. Of course, the starting point for getting out of debt is realizing that what got you in this position is every bad financial decision you ha ...more
The last thing you want when you are worrying about money problems is people coming at your door or calling you, pushing you to pay off your debts. Of course the best advice would be to not let it get this far. Try to negotiate with your original creditor and work out a payment schedule that is acce ...more
Debt consolidation, in short, is taking out one larger loan with a bank in order to pay off a lot of other smaller loans or debts. This is often done to get oversight, and to secure a lower interest rate. Whether or not to get a consolidation loan or not really depends on the situation you are in, a ...more
Medical debt is a heavy weight on many households around the country. Medical debt is often not something that can be predicted or planned for and with medical insurance as fickle as it is, you never quite know the burden you are going to be left with. While medical debt can be bankrupted, it’s impo ...more
Managing debts is a frustration for many people especially since it entails losing cash in the wallet. To help you with debt management, here are some steps to keep control of your debts. 1. Prioritize your debts. You should prioritize your debts according to interest rates. List your debts fro ...more
