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Debt Management Advice - Understanding Credit Scores

Having a bad credit score is just about everybody’s worst finance nightmare and something that we all wish to avoid. It gives the impression that you are not to be trusted (with money anyway), and nobody wants to hear that about themselves. Appreciating that good credit scores are based on trust and ...more

Debt Consolidation Loans – Yes or No?

Debt consolidation, in short, is taking out one larger loan with a bank in order to pay off a lot of other smaller loans or debts. This is often done to get oversight, and to secure a lower interest rate. Whether or not to get a consolidation loan or not really depends on the situation you are in, a ...more

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